Public Employees
Important Dates to Remember
Avoid costly mistakes!
Decisions regarding your group coverage involve adhering to specific Medicare timelines to avoid Late Enrollment Penalties and unnecessary additional premiums.
- Turning 63: For those with a higher net worth, contact your accountant and financial planner.
- Turning 64: Start preparing for Medicare now to learn important timelines, coverage, costs & penalties.
- Sept. 30: Annual Notice of Changes to your current plan mailed to beneficiaries. Contact your Senior Specialist to review these important changes.
- Oct. 1 – 14: Pre Annual Election Period. This is your “First Look” opportunity to view next years plans
- Oct. 15 – Dec. 7: Annual Election Period for Medicare Advantage and Part D Prescription plans
- Quarterly: Medicaid and Extra Help Beneficiaries may have the option to make quarterly changes to their Medicare Advantage and Part D drug plans from Jan 1 – Sept 30th.
- Yearly – Oct. 1: For many beneficiaries, this is the Lock in period for Medicare Advantage plans and Part D drug plans unless your situation qualifies you for a Special Election Period or you use the Open Enrollment period
- 25th Month of Disability: Generally Eligible for Medicare Part A & Part B, Medicare Part C Advantage Plans and Medicare Part D Prescription Drug plans.
- Turning 65 – Generally Eligible for Medicare Part A & Part B, Medicare Part C Advantage Plans, Medicare Part D Prescription Drug Plans and Medicare Supplements (Medigap).
Based on your personal situation, you may have other enrollment options available.