Mr. Gniazdowski has over 34 years experience in the insurance and financial service industry and is educated as a Registered Health Underwriter (RHU) and Certified Long-term Care (CLTC) advisor. He also completed the Society of Certified Senior Advisor’s curriculum “Working with Older Adults.” Ray lives in Cuyahoga Falls with his wife Paula and is a financial coach for Financial Hope Workshop and serves on several ministries at Christ Community Chapel in Hudson, OH.

“We have had our medical insurance with Ray for many years, and he has been very helpful and versed well in everything!!”  Pauli & Norma L., Ohio Residents

Ray Gnaizdowski was very helpful in walking us through the process of choosing the Medicare supplemental insurance and options for 401K rollover when we relocated from New York state upon retirement.”   Patricia P., Ohio Resident